國際研究指出，穩定幣正成為企業追求「速度更快、成本更低、跨境更順暢」的重要結算工具。根據EY在2025年針對350位高階主管進行的調查，已有 41% 企業使用穩定幣，平均可降低跨境支付成本逾一成。另據「貿協經貿指數(TAITRA INDEX )」最新調查，已有近 5% 國內企業與逾 10% 海外台商開始嘗試以穩定幣進行跨境支付。對臺灣企業而言，代表未來有機會加速跨境收付、減少資金佔用，並透過「秒級結算」提升資金周轉效率。
隨著美國《GENIUS Act》推進，以及Visa與全球主要金融機構陸續將穩定幣納入清算與支付架構，全球正迎來一波堪稱近代史上規模罕見的貨幣支付系統升級。穩定幣已從單純的新興科技，演變為重塑跨境金流與國際貿易規則的關鍵金融基礎建設。Financial Times與McKinsey & Company先後指出，穩定幣正走向「核心金融基礎設施」，2025 年更可能成為跨境支付應用加速的重要轉折點。對臺灣金融業與進出口企業而言，這不僅是監理與商業模式的新課題，也是強化企業服務、布局新一代金流走廊的關鍵契機。
外貿協會穩定幣論壇為企業提供實戰平台
為回應企業面對穩定幣崛起於跨境交易支付上的實際需求，外貿協會訂於 2025 年 12 月 15 日假台北國際會議中心舉辦「穩定幣與國際貿易未來」論壇，以企業需求為出發點，聚焦政策與監理、金融法遵與風險管理、會計、稅務與實務案例等面向，系統性分析穩定幣在既有金融與貿易體系中的合規與應用，協助臺灣企業掌握未來脈動。
會中將邀請臺灣重要虛擬貨幣交易平台，剖析臺灣與國際企業導入穩定幣的實際需求與操作現況；由國際級會計師事務所說明企業於穩定幣交易下的會計認列、內部控制與審計重點，協助企業掌握財務面需提前準備的環節；並由法律專家解析臺灣及國際監理框架最新發展，提醒企業在使用穩定幣時須注意的合規風險與法遵要求。
臺灣企業應對穩定幣的機會與挑戰
對企業而言，穩定幣具備「快、準、穩」等特性，特別是在金融基礎較弱的新興市場，更可能成為拓展營運的重要工具。然而，企業導入穩定幣仍需通盤考量外部環境成熟度，包括監理規範、跨境應用、法遵與稅務等因素，同時檢視內部會計帳務系統，並審慎評估合作對象與實際使用情境。若能妥善管理相關風險，穩定幣可望成為提升跨境結算效率的重要新選項。
面對全球變局 企業布局關鍵時刻
外貿協會指出，本次跨界匯聚的穩定幣國際論壇，旨在協助臺灣企業在國際經貿情勢動盪與亞太供應鏈調整的環境下，及早掌握新型跨境結算工具的發展動向。論壇將匯集產業、法規與技術專家，協助企業在面對市場變化時更具彈性與前瞻準備，強化未來布局與應變能力。
臺灣企業正處於全球貿易與支付模式重構的關鍵階段，本次論壇除提供跨領域觀點外，也是「企業可即刻行動」的實務平台。外貿協會呼籲產業界把握席位，攜手邁向數位貿易新時代。報名網址：https://events.taiwantrade.com/2025BIC14S1
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Featuring Circle, Visa, and Industry Leaders from Japan and Korea on “The Most Significant Payment Upgrade in Modern History”
TAIPEI, Taiwan — November 21, 2025 — As stablecoins transition from a niche innovation to a foundational component of global payments, the Taiwan External Trade Development Council (TAITRA) will host the “Stablecoins and the Future of International Trade Forum” on December 15 in Taipei. The event brings together international leaders across finance, technology, and trade to discuss what many consider the most consequential upgrade to the global payment system in modern history—and its implications for Taiwan’s trade-driven economy.
Stablecoin Adoption Has Begun: From Concept to Daily Operations
Digital settlement is no longer a distant vision; it is already taking place within global supply chains. According to the TAITRA Index, a survey of more than 2,500 companies conducted in September, nearly 5% of surveyed firms and over 10% of overseas Taiwanese businesses have already used stablecoins for cross-border payments or settlement.
“These numbers make one thing clear: the market has moved beyond experimentation,” TAITRA noted. “For companies operating across multiple time zones, stablecoins provide near-instant settlement, reduce friction, and enhance supply chain resilience. This is now a matter of operational efficiency—not theory.”
Global Perspective: Standards, Innovation, and Regional Leadership
To frame this structural shift, the forum convenes speakers representing the full stablecoin ecosystem—from the underlying protocol layer to real-world payment applications.
Circle, issuer of USDC and a global leader in digital currency compliance, will deliver the keynote address. Circle will outline how stablecoins function as an emerging settlement protocol that interoperates with the traditional banking system to reduce cross-border trade friction.
In a first-of-its-kind regional dialogue in Taipei, representatives from the Japan Cryptoasset Business Association (JCBA) and the Korea Fintech Industry Association (KORFIN) will examine how Japan and Korea have advanced from exploration to active deployment. The session will highlight regulatory structures, industry coordination, and public adoption patterns that enabled their progress—providing insight into how Taiwan might design its own roadmap.
A high-level conversation between Dr. Chen-Yu Lee, Chief Economist of TS Holdings, and Nischint Sanghavi, Visa’s Head of Digital Currencies for Asia Pacific, will explore the evolving relationship between banking stability and payment innovation. The discussion will address whether stablecoins represent disruption—or the next necessary layer of global digital financial infrastructure.
Taiwan’s Practical Needs: Compliance and Execution
Recognizing that adoption requires clarity and confidence, the forum dedicates two sessions to the operational realities facing Taiwanese enterprises.
A technical compliance panel—featuring legal, accounting, and industry association experts—will decode the current landscape governing taxation, internal audits, and the legal treatment of digital assets in Taiwan. The session is designed to move beyond general theory and focus on actionable corporate requirements.
Complementing this, a practitioner session will showcase Taiwanese enterprises that already use stablecoins in daily operations. Business founders and an exchange firm will share their firsthand experiences, including integration challenges and measurable improvements in speed, cost, and workflow efficiency.
Building Taiwan’s Position in the Next Era of Global Trade
TAITRA emphasizes that this forum marks a key step in preparing Taiwan’s industries for the next phase of digital trade.
“Companies do not need more abstract debate—they need a clear, compliant path to implement these tools,” TAITRA stated. “Our goal is to ensure Taiwanese businesses remain competitive as global settlement systems evolve.”
Event Details
Event: Stablecoins and the Future of International Trade Forum
Date: Monday, December 15, 2025
Time: 14:00–18:00
Venue: 3F Banquet Hall, Taipei International Convention Center (TICC)
Language: Mandarin (English interpretation available)
Registration: https://events.taiwantrade.com/2025BIC14S1
(Seats are limited; advance registration recommended.)
經濟部國際貿易署
中華民國對外貿易發展協會
